International headquarters

appsNmobile Solutions Ltd. Commissions New Headquarters in Accra

Mr. Richard Bansah and other dignitaries cutting the tape

appsNmobile Solutions Limited, a wholly-owned Ghanaian Fintech well known in the market for its many innovative payment solutions, has inaugurated its new headquarters in Accra.

The office, located at 11 Maseru Street in East Legon, will provide a serene and comfortable working environment for its staff and clients.

Addressing a ceremony in Accra yesterday, the Managing Director (CEO) of appsNmobile Solutions Limited, Mr. Richard Bansah said the commissioning of the facility marks an important milestone in the life of the company, as it positions itself as one of the leading pan-African payment processors. .


He claimed that, appsNmobile is known for developing innovative payment solutions such as VPOS which is a USSD solution that allows end users to pay at merchant points from any type of phone by simply dialing an assigned short code to make the payment.

According to him, the Virtual POS solution, a USSD application, does not require users to download a mobile application, but simplifies everyone’s life and allows everyone to participate in electronic payments easily.

This solution, Bansah said, has different modules for different sectors of the economy. “There’s one for schools, one for churches, stores, CMOs, hospitals, and we’ve just completed one for microcredit companies. Each module offers a completely different menu depending on the sector.

“Another new solution in the industry is Agropay. This is designed to allow agribusinesses such as cocoa buying companies, traders of palm fruits, cashews, rubber and other commodities to make payment directly to farmers through the through field agents or purchasing clerks. Businesses can monitor the purchasing activities of their agents in the field through a web-based management portal and are able to match inventory to funds disbursed,” he said.


He explained that the centerpiece of their payment solution is the orchard; which is the payment gateway designed to process mobile money and card transactions.

“This allows our customers’ customers to pay them through various means such as mobile apps, USSD apps and the web. Businesses are also able to make payments directly to the mobile money wallets of any number of recipients at once.

This solution is directly connected to the mobile money gateways of MML (MTN), Vodafone Cash and AirtelTigo Cash. It is also directly integrated with the GHIPSS GIP platform which makes it easy to complete payments to any bank account in Ghana. Businesses can access the Orchard through APIs. We have implemented very strict IT security controls to ensure the security of the platform. A funds transfer solution has been integrated into the orchard, allowing
International money transfer operators to complete international remittances directly to individuals’ bank accounts or mobile money wallets.

In an interview, Mr. Richard Bansah affirmed that appsNmobile is ready for the next phase of growth and that this, he indicated, will be achieved through the continued development of innovative and first-to-market payment solutions.

The trip

appsNmobile’s journey, Mr. Richard Bansah said, began in 2015 in a garage with few resources.

“We were very focused on getting it right and playing by the rules. This is what even led us to think about forming a board of directors. We came across 3 friends of mine who have all accomplished great things in their personal and professional lives.

He said, “There are many seeds that we unknowingly plant, which in the future will become the cornerstone of our own or someone else’s endeavors towards greater heights in life. Dr. Bansa bought the first computer and connected the internet to it for our use during one of his visits to Ghana. This is what Jerry used to learn computer science, sparking his interest in programming. Today, the story of appsNmobile cannot be told without the tireless, tireless effort and computer wizardry of Jerry.

Driven by passion, innovation and excellence, the Company has demonstrated market leadership in all of its solutions.
It was the first to deploy a Point of Sale (POS) solution that relies solely on the USSD shortcode.
The company’s continued quest to innovate and solve key challenges facing businesses in Ghana.
The influence and impact of appsNmobile on the Fintech ecosystem is evident across many sectors of the Ghanaian economy.

The Company’s Cardless ATM solution helps banks extend branchless banking services to their customers. Enabling merchants to receive or make payments has never been easier and it has earned appsNmobile a place of honor as a key technical partner to leading multinational banks in Ghana.

Chairman of the Board, Mr. David Tetteh, on his part commended the company and management for building a strong team that has indeed stood the test of time, taking them this far.

He highlighted the effective and efficient service delivery with respect to appsNmobile and called on the company to join the appsNmobile ecosystem and provide the best service solutions to their customers.


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Rodney N.

The author Rodney N.