Being included in the delinquent files for a small amount of money can be an obstacle to get a small loan; either because he suffered a delay in the payment of the phone bill or the electricity bill, there are possible alternatives to obtain credit and those are the Financial Credit Institutions mini-loans.
The products of the current financial market have evolved in such a way that new formulas are created to obtain loans despite being included in the delinquent lists.
Keep in mind that it is very important that you do not trust any private equity company or lenders that offer you Financial Credit Institutions mini-loans because they are very common cases of scams where they take advantage of people who need money.
Characteristics of Financial Credit Institutions mini-loans
Currently many private equity companies and lenders offer this Financial Credit Institutions mini-credit service, many of the offers are answered in less than 15 minutes after submitting all the necessary documentation to process the Financial Credit Institutions mini-loans.
This type of financing has its conditions and requirements, including:
- Depending on the company or lender these will only offer you an amount no higher than 1000 euros.
- The term is short compared to other mini-loans , usually has a return period of 15 days to 30 days.
- Depending on the number you have as non-payment in the Financial Credit Institutions, you may not get the Financial Credit Institutions mini-loans , if the non-payment is greater than 1000 euros you may not get the mini-credit.
In addition to this, it is important to clarify that the private equity and lender company only gives this financing to solve short-term economic problems, such as facing a repair of the car or the repair of a home.
How to apply for Financial Credit Institutions mini-loans?
The process to request Financial Credit Institutions mini-loans is all online, you just have to choose the term and amount of the amount you need, as well as fill out a form with the necessary information to process the Financial Credit Institutions mini-loans.
The information they request is:
- DNI and NIE
- Bank account to be accredited
- Solvency of payroll
As you can see no information is requested that compromises your bank account as keys and users, if this information is requested please do not supply it could be a victim of a scam or a cyber theft.
If you do not have a payroll and you are included in the delinquent lists, you may be approved by the Financial Credit Institutions mini-loans because it is a great risk for the private equity company or lenders that you do not have the necessary resources to return the money, so it is autonomous or have a pension is good to manifest it in the first instance.
Financial Credit Institutions miniloans with endorsement
If you need a higher amount than the Financial Credit Institutions mini-loans you may need to look for other options since you may need to offer some kind of endorsement or to get the loan or credit you need.
If you are willing to give the endorsement, it is better to look for a traditional bank with more transparent processes and a more formal contract than with a private equity company or lender that will only give you little money through the Financial Credit Institutions minicredtios.